Protocol / capabilities

Control.
By design.

Agent endowments
Funding layer

Fund an agent once.

A principal in US stocks that stays invested, and a yearly draw the agent spends.

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Private mandates
Control layer

A budget with boundaries.

The limits the agent spends within, whether the money comes from a draw or a deposit.

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Confidential settlement
Privacy layer

Give and spend privately.

Private gifts to an endowment, and payments a provider can check without reading the ledger.

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